NU GRAHA, A.; ASNA, A.; ANJAR PUSPITOSARI SUHARSO, A. . Crafting The Msmes’ Performance Into Financial Literacy, Financial Inclusion, and Fintech In Emerging Countries. International Journal of Science, Technology & Management, [S. l.], v. 4, n. 5, p. 1104–1115, 2025. DOI: 10.46729/ijstm.v4i5.940. Disponível em: https://www.ijstm.inarah.co.id/index.php/ijstm/article/view/940. Acesso em: 24 dec. 2025.